Answer:

Programs are used to help protect living standards of families and individuals. These programs help people that need assistance with unemployment, income loss and poverty, physical and mental illness and disability, family disintegration, and old age. There are different types of Safety Net Programs. There is social insurance is a trust fund, where payroll tax on what an individual’s earns and receive benefits are based on what they contributed in their lifetime. The next safety net program is means-tested. This is when someone has to prove that their income is low enough so they qualify to help with basic needs, an example is food stamps. Social Security is another example, but is run through the nation’s capital.