Answer:

12-13. Families are the most important economic units in society. A human resource (children) cause a need to manage other resources (money, energy, time).

14-15. List your needs and wants. Writing down your needs and wants will go a long way in helping you to prioritize. Your needs should come first while you want follow. Your needs should include your house rent, your feeding allowance, your medical fees, and other basic needs, in order of importance.