I'll confront her and wait for what her respose will be. If she'll apologize, I am going to observe carefully whether or not she is sincere. But if she'll be mad at me or try to gaslight me, I'd rather end our friendship. It is not healthy, she takes advantage of our closeness, and treats me more of a slave/ATM Card than a friend. I'll do this for her sake as well, because she will never learn her lesson nor will she be independent in the future if this is what she's doing.

Answer:

I would talk to her in private. And ask her.