A mutual fund allows investors to deposit money in their accounts only at the beginning of a year. it credits interest at the end of the year on the balance (b) at the beginning of the year. if b is not more than ₹25,000, the rate of interest is 10% p.a., otherwise it is 15%. question no. 5. if a man deposits ₹10,000, ₹12,000 and ₹15,000 at the beginning of the first, second and third years, what is the worth of his deposits at the end of three years?